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In an effort to grow your wealth, can you afford to lose any money over the next two years?
When do you need this money, or how long do you want to hold on to this investment?
Feel free to put a timescale range in here. This time period is very important in the risk assessment process.
Do you have an emergency fund to provide for unexpected expenses, so as to avoid drawing on medium‐ to long‐term savings to meet immediate needs? (This fund should be equal to at least three months’ after‐tax income.)
What is your expectation of your future income (earnings) over the next five years?
What percentage of your total assets (excluding your home) are you proposing to invest now/ is currently invested?
Which Statement most closely reflects your current financial situation?
Which statement best describes your objectives for this investment?
At the beginning of the year you have £100,000 invested. The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?
What level of fall in the value of this portfolio over a one‐year period would concern you, bearing in mind that investment in shares requires a long‐term view?
Suppose one year ago you invested £100,000 in a portfolio. Today you’ve checked its value and find it is now worth £87,000. How would you feel?
You are more concerned that your investments grow faster than inflation, than you are about returns over any one year period.
If you could increase your chances of improving your returns by taking more risk, would you be:
We will input your answers into an Online Risk Profiler, which will compute a suggested risk score. The risk score gives an indication of the level of risk you may be prepared to take with your investments on a range from 1 (low risk) to 10 (high risk).
The risk score is only a guide, and you can decide, with our help, to invest more conservatively or more aggressively.
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