The Retirement Income Guide

Are you nearing retirement?

If you are heading towards retirement, just about to retire or already in retirement you will face crucial decisions about how to organise your income. These will be amongst the most important financial decisions you will ever have to take

The choices can be complicated and stressful – you will have to deal with a swathe of unknown factors. These include, but are in no way restricted to, the following examples:

• How long you will live

• How much money you will need year by year

• How your health will be

• Whether you will need to fund care fees

• The future levels of taxes, interest rates and inflation rates

• What return will be generated from various asset types if you remain invested throughout your retirement

Due to the sheer range of unknown factors the chances of getting something badly wrong in your financial decision making are inevitably increased.

This guide is written to give you a series of thoughts about how to approach planning for your retirement years and how to work out answers to all the questions you will have to address.

Plus we will provide you with six critical steps you should take to ensure your position is as secure as it can be.

The intention is to help you craft the right solutions for your retirement and to support you in getting the best income position you can achieve, through this stage of your life.