The April 2027 changes, without the panic

What is changing, whether it could affect you, and the conversations worth having now.

From 6 April 2027, most unused Pension funds and relevant Pension Death Benefits will be included when calculating your Estate for Inheritance Tax.

For some families, this could increase the Tax payable on the wealth they leave behind. For others, it may make little or no difference. Being included in your Estate does not automatically mean your Pension will face an Inheritance Tax bill.

Our free overview guide explains the changes in plain English and helps you understand what is worth checking before making decisions.

Inside the guide, you’ll find:

• What changes from April 2027 and why your wider Estate matters.
• How Inheritance Tax allowances could affect your family’s position.
• Why including your pension could bring the £2 million threshold into focus.
• What alarming Pension-Tax headlines leave out.
• Why spending your Pension first is not automatically the right answer.
• The beneficiary nominations and pension paperwork worth reviewing.
• A practical Pension & Legacy Health Check to help you identify your next steps.

Whether you are approaching Retirement, already drawing your Pension or thinking about what you would like to leave your family, this guide is a useful starting point.

Know what changes before you change your plan.

Enter your details below to download your free copy.

This guide provides general information only and is not personalised Financial, Tax or Legal advice. Tax treatment depends on individual circumstances and may change.