Nathan Cardy

Financial Adviser

After completing his university degree in MSc Finance and Investment, Nathan joined the Penguin team back in 2018 and is a success of the Penguin Academy!

Nathan started with us as a Technical Assistant before moving into the Paraplanner role and he is now a Financial Adviser, soon to be Financial Planner.

He has completed his Diploma in Regulated Financial Planning and is 75% of his way to being Chartered! He can also advise on Mortgages, Equity Release and Long-Term Care Planning.

Nathan firmly believes in Penguin’s Core Values and the value that Financial Planning can bring to clients. It empowers individuals and families to achieve their goals, make informed decisions, and navigate challenges with confidence. By providing personalised strategies, Financial Planning ensures Financial security and peace of mind, allowing clients to lead fulfilling lives and protect their future.

Outside the office, Nathan is a keen traveller, with Italy being his favourite destination. When he’s not basking in the sun abroad, Nathan enjoys exploring the Gower coast and trying new restaurants with his girlfriend and close friends.



1. What’s the craziest thing you have done?

Visited Soi Cowboy in Bangkok ..scarred for life

2. What’s the best thing you’ve spent money on?

MacBook, even with the hefty price tag I have used it daily for the past 4 years and do not see me using any other Laptop/PC.

3. Worst?

Numerous ‘luxury’ items of clothing I have worn once or not at all. 

4. Favourite Book?

Without a doubt a book called ShoeDog by the founder of Nike, Phil Knight. 

5. If you’re not working, where will we find you?

Either down Mumbles enjoying the views, food and bars… or exploring new walks around Wales! 

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