Financial Advice Cardiff - Retirement Planning - Income Protection | Penguin Wealth

Income Protection

Your income, coming in month after month, is likely to be the fuel that feeds the engine of your lifestyle, your ability to pay the bills and the success of your longer term plans (and goals). What happens if this is suddenly cut off?

You are on your own

This is a real threat, one which should be taken seriously. If this becomes a reality ask yourself, how would I cope, what would I do? The current social security position is unlikely to lock in and replace what you have lost – we really are now in an environment where the State provides a safety net, nothing more than the bare minimum.

To adequately safeguard your family and your longer term aims, you should ensure you have a protection plan in place. An insurance against the unexpected. Income Protection Plans, sometimes known as Permanent Health Insurance, is a must for anyone looking to have a robust financial plan working for them.

This can be integrated with critical illness insurance and waiver of premium on a pension plan.

To ‘stress test’ whether you have adequate protection we can review your position and let you know if you have sufficient cover and how to get proper protection in place. Contact Us for help in this regard – it could be the best financial move you ever make.

Save time setting up income protection for your future and arrange your free Discovery Meeting with us below.

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Cardiff, CF10 4LN

Cowbridge Office
5 Willow Walk , Cowbridge
Vale of Glamorgan, CF71 7EE

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